Failure replay ยท MFI

Sambandh Finserve

Point-in-time replay of Sambandh Finserve through the LiquiLens lenses, from the published three-market validation record. Each lens reads only what was public before the failure; nothing here is fitted after the fact.

Institution typemicrofinance institution (MFI)
Failure date on record2020-10-13
Fraud-masked booksThe record marks this failure as concealed by fraud: reported financials did not carry the distress, which balance-sheet lenses cannot see. It is excluded from the headline non-fraud recall and kept visible here. The record keeps its misses.

Action-zone replay (distance to PCA/SAF)

No action-zone entry before failure on this record, shown as a miss.

Funding-fragility replay (liability side)

First funding-fragility signal at period ending 2016-03-31: index 78.7, band fragile, flags: wholesale leverage 8.51x >= 7x. That is 55 months of lead.

Context for these two lenses (cohort recall, leads, controls and the misses) is on the replay index and the research page.