Failure replay ยท BANK
Point-in-time replay of United Western Bank through the LiquiLens lenses, from the published three-market validation record. Each lens reads only what was public before the failure; nothing here is fitted after the fact.
First entered the second PCA threshold zone in FY2001 (period ending 2001-03-31), breaching: NNPA. That is 66 months before the failure date.
No funding-side signal before failure on this record, shown as a miss.
Context for these two lenses (cohort recall, leads, controls and the misses) is on the replay index and the research page.